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Friday, June 22, 2007


I received a phone call in the office from a friend in my first job. Apparently, she’s asking me again for the loan procedure in our company. She needs the money to pay for her two credit card dues. I just exclaimed, “So, you have learned your lesson now?”

I just don’t get it why some people spend more than what they earn. It’s just plain logic that if you can’t pay for it then don’t swipe your plastic money. It’s just a matter of discipline over indulgence. Credit card definitely gives you the buying power but it doesn’t mean that you won’t pay for your purchases. Credit card holders should take control and not vice versa.

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